Charlottenburg
Head office
Wilmersdorfer Str. 131
10627 Berlin
Mon–Fri 10:00–18:00 · Sat 11:00–16:00
DEVK agency Fırat Akcay
We are the DEVK agency of Fırat Akcay in Berlin. Whether you have just arrived or have lived here for years, we explain German insurance in plain English and help you choose what you actually need. The consultation is free and without obligation.
Fırat Akcay
Most car insurance policies in Germany run until 31 December. If you want to switch from 1 January, you have until 30 November. We will prepare a DEVK quote so you can compare it with what you pay now.
New to Germany?
Some insurance is mandatory in Germany: everyone needs health insurance, and every registered car needs third-party liability cover. Most other policies are voluntary, although dog owners in Berlin also need liability cover. Many are still well worth having, above all personal liability insurance (Privathaftpflicht).
Policies and contract documents are issued in German. We go through them with you in English, answer your questions and remain your point of contact if you ever need to make a claim.
Topics
The detailed page for each topic is in German.
Mandatory third-party liability plus optional partial cover (Teilkasko) or fully comprehensive cover (Vollkasko), matched to your car and the way you drive.
German pageIn Germany you are liable without limit for damage you negligently cause to others. This is the most important basic cover.
German pageProtects your belongings at home against fire, burglary, escape of water, storm and hail.
German pageFor homeowners: covers the building itself against fire, escape of water and storm.
German pageCovers lawyer and court costs in the areas you choose, such as work, tenancy or traffic. Waiting periods usually apply.
German pageStatutory accident insurance covers employees only at work and on the commute, and children at nursery and school. This policy protects you in your free time, too.
German pageThe state pension is rarely enough on its own. The earlier you start, the easier it gets.
German pageFor treatment that public health insurance pays only partly or not at all, for example dental work.
German pageHow it works
Call us or request a callback. We will get back to you at a time that suits you.
We look at your situation and any existing contracts. We tell you honestly what you need.
We prepare a suitable offer, and you decide in your own time.
Locations
Visit us in Charlottenburg, Wedding or Siemensstadt.
Wilmersdorfer Str. 131
10627 Berlin
Mon–Fri 10:00–18:00 · Sat 11:00–16:00
Stettiner Str. 65
13357 Berlin
Mon–Fri 10:00–18:00
Popitzweg 18
13629 Berlin
Mon–Fri 10:00–18:00
FAQ
For most policies the insurance year ends on 31 December. The deadline for switching from 1 January is then 30 November. Your policy document shows when your contract ends.
Yes. The consultation is free and does not commit you to anything.
Policies and contract documents are issued in German. We explain everything in them to you in English.
Health insurance is mandatory and is usually arranged when you start work or university. Beyond that, personal liability insurance is the most important policy for almost everyone, followed by contents insurance once you have your own flat. If you own a car, third-party liability is required for registration.
Yes. We go through what you already have, look for gaps or double cover and see what may need updating. You decide what to change.
It is best to make one. Call ahead or request a callback before you visit, so we can make sure there is enough time for you.
Request a callback
Tell us briefly what it is about. We will call you back, answer your questions and prepare an offer if you like. Free and without obligation.